Business Online Banking Secure Login

Personal Online Banking Secure Login

Username:

Internet Security - Protect Yourself

Apply Now

Professional Services

Market
SymbolCompany NameExchangeLastHighLowVolumeAverage VolumeMarket CapOpenChangePercent ChangeLast Trade
.INXS&P 500INDEXSP1,994.651,999.401,974.75512.02M1,979.4912.350.62 Oct 30, 4:30PM EDT
NYANYSE Composite IndexINDEXDJX8,151.978,176.238,140.74599.98M8,142.3715.730.19 Feb 24, 4:14PM EST
.DJIDow Jones Industrial Average 2 MinuteINDEXDJX17,195.4217,223.9616,920.7680.16M16,968.14221.111.30 Oct 30, 4:30PM EDT
.IXICNASDAQ CompositeINDEXNASDAQ4,566.144,575.504,521.792.03B4,532.1016.910.37 Oct 30, 5:15PM EDT
RUTRussell 2000INDEXRUSSELL1,155.771,159.151,140.510.001,142.459.400.82 Oct 30, 4:10PM EDT

Data and information is provided for informational purposes only. We shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.

Metropolitan Commercial Bank® Deposit Rates

Effective: Today

BUSINESS MONEY MARKET  
$1000 to $29,999.99 APY: 0.16%
$30,000 - $99,999.99 APY: 0.41%
$100,000.00 or more APY: 0.65%
   
PERSONAL MONEY MARKET   
$1000 to $29,999.99 APY: 0.16%
$30,000 - $99,999.99 APY: 0.41%
$100,000.00 or more APY: 0.65%
   
CERTIFICATE OF DEPOSIT 3 MONTHS  
$1000.00 & up APY: 0.15%  

 

 
CERTIFICATE OF DEPOSIT 5 MONTHS  
$1000.00 & up APY: 0.20%
   
CERTIFICATE OF DEPOSIT 6 MONTHS  
$1000.00 & up APY: 0.30%
   
CERTIFICATE OF DEPOSIT 12 MONTHS  
$1000.00 & up APY: 0.60%
   
CERTIFICATE OF DEPOSIT 18 MONTHS  
$1000.00 & up APY: 0.70%
   
CERTIFICATE OF DEPOSIT 24 MONTHS  
$1000.00 & up APY: 0.75%
   
CERTIFICATE OF DEPOSIT 36 MONTHS  
$1000.00 & up APY: 0.91%
   
CERTIFICATE OF DEPOSIT 48 MONTHS  
$1000.00 & up APY: 0.95%
   
CERTIFICATE OF DEPOSIT 60 MONTHS  
$1000.00 & up APY: 1.25%
   
BUSINESS NOW ACCOUNTS  
   
$10,000.00 & up APY: 0.20%
   
CONSUMER NOW ACCOUNTS  
   
$1000.00 & up APY: 0.20%
   
PERSONAL & BUSINESS SAVINGS ACCOUNTS  
$1000 - $30,000 APY: 0.20%
$30,000.00 & up APY: 0.35%
   
ATTORNEY ESCROW  
$2500.00 & up APY: 0.20%
   
IRA - One Year CD  
$1000 & up APY: 0.60%
  not available online
IRA - Two Year CD  
$1000 & up APY: 0.75%
  not available online
IRA - Three Year CD  
$1000 & up APY: 0.91%
  not available online
IRA - Five Year CD  
$1000 & up APY: 1.25%
  not avilable online
IRA Statement Savings  
$1000 - $30,000 APY: 0.20%
$30,000.00 & up APY: 0.35% 

 

STEP UP CERTIFICATES OF DEPOSIT
Our 2, 3, & 5 year Step Up CD's earn the same top rates as our traditional CD's and you have the option of increasing your rate during the term of your investment. Ask us for details.

LIQUID CERTIFICATE OF DEPOSIT
Our Liquid Certificate of Deposit enables you to withdraw 10% of the original investment amount or $25,000 (whichever is less) no more frequently than 90 day intervals.  Withdrawals from your Certificate may result in a reduction from the originally quoted Annual Percentage Yield.  Withdrawals in excess of the approved limits or more frequently than 90 day intervals will result in a premature withdrawal penalty calculated on the amount withdrawn, in accordance with our truth-in-savings disclosure that had been provided to you. Withdrawals must be made in person at the branch of account, by presentation of your Certificate. You may be required to provide sufficient personal identification at the time of withdrawal. Interest will be posted to this account quarterly. Deposits may not be made to this account during its term.

ONGOING PROMOTION(S)
Money Market Deposit Account (MMDA)

THE FOLLOWING RELATES TO NEW MONEY ONLY

Maintain a daily balance of $15,000 in a non-interest  bearing commercial checking account & $100,000 in a commercial money market deposit account  - earn an APY of 0.75% on MMDA balance.
Maintain a daily balance of $7500 in a non-interest  bearing personal checking account & $50,000 in a personal money market deposit account  - earn an APY of 0.75% on MMDA balance.
 

Our CD (Certificate of Deposit) rates are based upon non-compounding, simple interest. Annual percentage yield ("APY") is expressed on the assumption that investment terms under one year are rolled over at the prevailing rate to complete a one-year investment. Interest posted annually or at the end of term. Penalties may be incurred for early withdrawal.

CD Annual Percentage Yield ("APY") is subject to change upon maturity. Minimum deposit of $1000 required. Fees or penalties may reduce earnings.

Money Market Account Annual Percentage Yield ("APY") is subject to change without notice. Monthly daily average balance of indicated amount must be maintained to obtain the respective disclosed APY. Other restrictions may apply. Fees could reduce earnings on the account.

The rates quoted above represent our standard rates and may not be reflective of rates available or being paid from ongoing or prior promotions or offerings.

Metropolitan Commercial Bank® ATM and debit cardholders pay no Metropolitan Commercial Bank® fees to use any ATM worldwide, and any "foreign" ATM fees charged by owners of ATMs other than Metropolitan Commercial Bank® are rebated.

 Important Information Regarding Applying for an Account Online

Please take note that we do not open accounts by mail. Also, at this time, we do not to accept online applications for businesses or trusts.  These accounts may be opened at any of our New York locations.  Thank you.

Member FDIC : Equal Housing Lender