About Us

Metropolitan Commercial Bank®, headquartered in New York City, is a full-service commercial bank with banking centers in Manhattan, Boro Park Brooklyn and Great Neck, Long Island.

Metropolitan Commercial Bank is known for its white glove personal service. We combined the relationship-driven banking experience you would expect of a community bank with an extensive suite of products and services that matches our largest rivals. We not only have the capabilities and capacity to meet your needs, we also have the ability to craft highly innovative solutions to your precise challenges based on an intimate familiarity with your business. We are prudent lenders who look beyond the simple numbers on a spreadsheet for the context to understand your needs and help you take advantage of the opportunities that you make happen.

Both our business and consumer clients are reaping the benefits of expanded services, products and technologies introduced by the Bank. Our corporate clients are avid users of remote deposit capture, business online banking and our unique resident healthcare solution. Our highly competitive CD, money market and NOW account rates continue to attract new depositors and thanks to our new online application for personal accounts, individuals all over the United States are able to take advantage of our service, promotions and suite of products. Our retail banking philosophy of building our customer base one client at a time, has enabled us to succeed in creating the experience of an old-fashioned bank, where the customer knows the branch manager’s name and in turn is greeted by name at the door. Combined with all the technology and conveniences expected of a truly 21st century financial institution, Metropolitan Commercial Bank® is quickly becoming banking's best-known secret.

Metropolitan Commercial Bank continues to grow in the debit card space as an issuer for an increasing number of programs. The range of debit cards being issued by Metropolitan Commercial Bank and the strategic partnership with a variety of program managers throughout the United States, places us at the forefront of this burgeoning industry.

A Letter from Our President

Welcome to the Entrepreneurial Bank - 2.0

Team - Mark Defazio

I am proud to announce the successful completion of the Initial Public Offering (IPO) and listing on the New York Stock Exchange (NYSE) – ticker symbol MCB, of Metropolitan Bank Holding Corp. (Metropolitan Commercial Bank’s parent company). We could not have achieved this major milestone without the support of a lot of stakeholders over the past 18 years. We have many people to thank who have been an integral part of the Bank’s growth and critical to this achievement:

  • Thank you to the shareholders of the previous private company, some of whom were with us at our de novo beginnings in 1999, and to the shareholders of our newly listed company. Thank you for trusting in our vision and commitment.
  • Thank you to our clients. It is our pleasure to serve you. We look forward to continuing to work together to build and sustain wealth. Your loyalty is what drives us to provide unparalleled customer service.
  • Thank you to our employees. Your hard work and dedication to the Bank and our clients, near and far, sets us apart.
  • Thank you to our attorneys, accountants, consultants and a whole host of other professionals and service firms. You have been with us every step of the way and continue to be at our side as we work to provide our clients the best our Bank can offer.
  • Thank you to our architects and contractors who have literally built our Bank and made us a seamless part of the communities we serve – from Manhattan to Boro Park to Great Neck.
  • And lastly, I want to especially thank our investment banking teams at J.P. Morgan and Keefe, Bruyette & Woods and, our legal teams at Davis Polk & Wardwell and Luse Gorman for their guidance, tireless dedication and genuine enthusiasm.

We started Metropolitan Commercial Bank because we recognized a need for a middle-market bank that shared the entrepreneurial spirit of its clients. Everything we did would be optimized toward the singular goal of helping our clients build wealth, from the people we recruited, to the locations we chose, to the products we offered. Today, we believe that need is stronger than ever.

When you work with our entrepreneurial bankers, you gain a partner who understands your industry and your market and is deeply committed to learning more about your business. Your Metropolitan Commercial banker will find out what keeps you up at night and what excites you about the future. We all work toward developing long-term, mutually rewarding relationships that will support the growth of your enterprise for decades, or perhaps even generations, to come.

We are the right bank for you and your business. Our senior management has worked at some of the largest money center banks. We have deep experience in your industry and a well-defined suite of products. More importantly, we have the flexibility and commitment to create solutions that can help your business.

Thank you for considering Metropolitan Commercial Bank. We look forward to working with you to help your business grow and prosper for many years to come.

Thank you again for being a part of our latest achievement… MCB Listed NYSE.

Mark R. DeFazio
President, Chief Executive Officer and Director


Help our clients build and sustain wealth, one client at a time.


Our mission is threefold:
• Advance our progressive model for commercial banking by carefully combining new technologies with the best of traditional banking practices.
• Serve markets underserved by the ever-consolidating financial services industry.
• Offer a full range of commercial and personal banking services, as well as innovative, consumer-friendly financial service platforms to those businesses and individuals embracing a new and emerging digital banking paradigm.


Our employees will be trustworthy, ethical and accountable in all their dealings with shareholders, clients, customers, partners, vendors and with each other. We accept nothing less than excellence and full engagement in pursuit of our vision, execution of our mission and adherence to our values.

Metropolitan Commercial Bank by the Numbers*

Established  1999
Full-Service Banking Centers
  • Manhattan   Park Avenue
  •                     Diamond District 
  •                     Garment Center
  •                     Upper East Side
  • Brooklyn      Boro Park
  • Long Island  Great Neck
Employees 153
Total Assets $2.18B
Total Deposits $1.66B
Total Loans $1.86B
ATMs Available to Clients at No Cost 1 million +

*As of June 30, 2018