Commercial Checking

Metropolitan Commercial Bank® offers a broad range of business checking accounts to address the needs of your business. The right one depends largely on the nature of your enterprise and the number of transactions you conduct. Except for NOW accounts, our entire business checking accounts offer collected balance earnings credits to offset our already low fees.

Commercial Banking

And with all our business checking accounts, you’ll get:

  • Business Money Market Account
  • Business Online Banking
  • Online Bill Payment
  • E-Statements with Check Images
  • Visa Business Debit Card

Enhanced Business Checking

Tailored to the commercial client with a high volume of activity. Our Enhanced Checking requires an average daily balance of $15,000 and provides 600 free monthly transactions including deposit items, checks paid, and Automatic Clearing House items.

Advantage Business Checking

Designed for the moderate volume client. Advantage Checking requires an average balance of $5,000 and provides 400 free monthly transactions (200 items deposited and 200 checks paid).

Classic Business Checking

Perfect for the business with a fixed or limited number of monthly transactions. Classic Checking requires a $2,500 average daily balance and there is a per item fee for deposits and checks paid.

Business NOW Accounts

The perfect interest-bearing account for sole proprietors, not-for-profits and government agencies. With a minimum average daily balance of $10,000, account monthly service fees will be waived.

Ultra Insured Checking Account

A secure solution with a high level of FDIC insurance. This unique checking account provides up to $25 million in FDIC insurance with unlimited monthly transactions. For all account types, including corporate, not-for-profit and public fund accounts.


Team - Laura Capra

The Metropolitan Commercial Bank team is committed to understanding your business and providing the right solution to meet your financial needs.

For more information regarding Metropolitan Commercial Bank’s Commercial Checking account features and benefits, please contact Laura Capra, Senior Vice President at 212-659-0606 or send an email.