Personal Checking

Personal Checking Account

Your relationship with Metropolitan Commercial Bank® can begin with a simple checking account. Our personal checking products are designed for individuals to easily manage their money and pay their bills. Our account requires a low minimum balance of $250.

Personal NOW Checking

Maintain a small minimum balance of $1,000 in a NOW checking account and earn interest without transaction restrictions that typically apply to other interest-bearing deposit accounts.

Writing in Checkbook

All of our personal checking accounts are packaged with:

  • Free Visa Debit Card
  • Free Online Banking with Free Bill Pay
  • Free E-Statements

Basic Checking Account

Is the perfect account for individuals who do not write many checks and who do not maintain large balances in their checking account. Our Basic Checking charges a flat monthly fee of $3.00 and includes up to eight monthly withdrawal transactions.

Ultra Insured Checking Account

A secure solution with a high level of FDIC insurance. This unique checking account provides up to $25 million in FDIC insurance with unlimited monthly transactions. The perfect solution for individual and joint account ownership.


Team - Laura Capra

Learn More About Our Personal Banking Offerings

For more information regarding Metropolitan Commercial Bank’s Personal banking products and services, please contact Laura Capra, Senior Vice President at 212-659-0606 or send an email.